Екатерина Чернявская
belchonock / Depositphotos.com
Группа депутатов Госдумы во главе с Игорем Лебедевым выступила с инициативой установить правило, в соответствии с которым обязательное страхование владельцами транспортных средств будет осуществляться путем заключения со страховщиками одного из двух видов договоров, в которых укажут индивидуальные характеристики транспортного средства или только их тип (категорию), а также назначение1. При этом планируется уточнить, что договор ОСАГО, в котором укажут только тип (категории) транспортного средства, будет действовать в отношении любого транспортного средства, находящегося во владении страхователя. Однако указанное положение станет действовать только при соответствии транспортного средства указанному в договоре.
Для составления претензии по факту отказа в выплате страхового возмещения по договору ОСАГО воспользуйтесь сервисом «Конструктор правовых документов» интернет-версии системы ГАРАНТ. Получите полный доступ на 3 дня бесплатно! Получить доступ
Цель нововведений – предоставление возможности водителю при наличии указанного полиса ОСАГО управлять любым находящимся в его владении транспортным средством, категория которого совпадает с категорией, указанной в полисе. Также ожидается, что на величину страховой премии, уплачиваемой страхователем, будет влиять только его возраст, стаж и аварийность. А при продаже одного автомобиля и приобретении другого той же категории страхователь сможет не менять страховой полис и требовать от страховщика оставшуюся сумму страховой премии по предыдущему договору.
В случае принятия закон вступит в силу 1 июня следующего года.
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1 С текстом законопроекта № 614127-7 «О внесении изменений в Федеральный закон «Об обязательном страховании гражданской ответственности владельцев транспортных средств» и материалами к нему можно ознакомиться на официальном сайте Госдумы.
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